Banking is relatively simple, they raise deposits and lend money. To do so successfully, a bank...
Delinquent Consumer Loans on the Rise
The chart below showing delinquent consumer loans is concerning but misleading. At first blush, the...
Tightening Phase 2, More QT?
Over the last twelve months, the Fed has been tightening policy at its most aggressive pace in over...
Bank Profit Margins At Risk
The yield curve is often used as a proxy for bank profit margins. The logic is that banks tend to...
Bullish 0DTE Bets
0DTE options are speculative option trades that expire within a day of expiration. Furthermore, and...
Rent Burden, An Economic Tax
Per a recent Yahoo article: “The average American renter is now paying more than 30 percent...
ISM Survey Avoids Sounding the Recession Alarm
The graph below shows that a sub-45 reading on the ISM manufacturing survey index has accompanied...
Home Purchase Index Drops to 25+ Year Low
Wednesday’s Home Purchase Index fell sharply to the lowest level since 1995. The index...
Staples or Discretionary Stocks?
Consumer staple companies typically include companies that sell essential goods. As such, earnings...
Apartment Rents Will Dampen Inflation
Housing comprises almost 40% of CPI, of which rents account for about three-quarters of that...
