“Hey mom, have you heard about the latest scam?” There are several trends that have led to a rise in senior financial crimes. The most prominent being the usage of…
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The following is a slightly adjusted email I’ve sent to clients concerned about inflation lately. Sometimes retail investors have legitimate fear and anticipate economic trends correctly, but sometimes they don’t…
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Do stocks get less risky the longer you own them? Most financial advisors say Yes; if you’ve got the time, you should own stocks. That’s because although nobody knows what…
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The suicide deaths of celebrities like Anthony Bourdain and Kate Spade has brought an uncomfortable and tragic attention to a growing problem. According to a recent report by the Centers…
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So, you’ve decided to undertake comprehensive financial planning. A properly designed financial plan will cover important elements like retirement savings, insurance analysis and estate review; a qualified planner will target…
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“Dad, that grass looks fake!” – Spring, 2018. My daughter recalls how she couldn’t determine the difference between the once lush landscape of my front yard and the set for a…
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We wonder how they do it. Those who make handling money look effortless. I have documented and monitored the money habits of fiscally-fit people for years. The following ten appear…
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Written By Byron Kidder and Richard Rosso, CFP. “Let me introduce an entity called You, Inc. This is a small, tightly controlled, privately-held company with the bulk of its productive…
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The spectacle of modern investment markets has sometimes moved me towards the conclusion that to make the purchase of an investment permanent and indissoluble, like marriage, except by reason of…
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Are you prepared? Most important: Are you aware? Aware of the common mishaps and misperceptions that may curtail a happy & healthy retirement? The Real Investment Advice and Clarity Financial…
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The latest confusion front-and-center in financial industry news is how the SEC is seeking to define how the brokerage business should consider clients’ interests first. The latest attempt to create…
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Admittedly, she was a seductress. Who could blame him for falling in love? I still remember how she glistened in the summer sun. Hot to the touch. I was as…
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An article, a reflection of his childhood, The Financial Times’ Berlin Correspondent Tobias Buck recently wrote of Germany’s immutable obsession with saving money. His behind-the-scenes account of piggy banks…
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“Think of income annuities as the term insurance of the annuity world.” – Professor of Retirement Income Wade Pfau of The American College in an article for Forbes – August 27,…
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Usually, when it’s a good time to own high quality intermediate term bonds – those that serve as workhorses of most investors’ portfolios, it’s a bad time to own “high…
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The stock market’s positive tone quickly evaporated after the expected quarter-point hike in the Fed Funds rate on March 21st. Markets love certainty; the latest rate increase was the sixth…
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See Part 1 – Here In this second installment relating my trip to the Research Affiliates Advisor Symposium in Newport Beach, CA, I will discuss the firm’s second major line…
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Annuity. Say the word and watch facial expressions. They range from fear, disgust, confusion. Billionaire money manager and financial pitchman Ken Fisher appears as the senior version of Eddie Munster…
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I’ve just returned from the Research Affiliates Advisor Symposium in Newport Beach, California last week. If the cloudy and sometimes rainy weather disappointed some of the attendees, the conference itself…
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It seems banal to say, but financial planning requires return projections or estimates. If you’re saving money for a goal like retirement, sending a child to college, buying a home,…
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