Category Archives: Financial Planning

Morningstar’s Christine Benz On Return Forecasts

Written by John Coumarianos | Jan, 16, 2019

Baseball Hall of Famer and sage, Yogi Berra, once said, “It’s tough to make predictions, especially about the future.” But, as Morningstar’s Christine Benz notes, plugging in a return forecast…

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What Can We Learn From A Shutdown?

Written by Danny Ratliff | Jan, 16, 2019

As we are now in to day 26 of the government shutdown, the 800,000 federal employees and contractors being used as political pawns go without their first paycheck. This whole…

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Rosso’s 2019 Reading List

Written by Lance Roberts | Jan, 9, 2019

Business Insider is prolific with the number of reading lists they produce every year. What books grace Jamie Dimon’s nightstand? Which titles motivate Warren Buffett? Granted, there are respectable fiction…

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Bear Market Awareness Checklist

Written by Richard Rosso | Jan, 3, 2019

Bear markets characteristically align with economic contraction. In his seminal tome – “Anatomy of the Bear – Lessons from Wall Street’s Four Great Bottoms,” which should be required reading for…

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3-Dangers Of Indexing

Written by Richard Rosso | Nov, 21, 2018

The concept was so simple it was genius. Create a fund that mirrors the stocks of the S&P 500.  In 1974, Nobel prizewinning economist Paul Samuelson suggested the concept, a…

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Rosso: 4-Simple Steps To Save Money

Written by Lance Roberts | Nov, 7, 2018

Nobody ever said that saving money is easy. All of us leave a daily spending trail. Rarely, do we analyze the financial impact, positive or negative, of simple things like…

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Fed’s Survey Of Economic (Un)Well-Being

Written by Richard Rosso | Oct, 24, 2018

The Federal Reserve Report on the Economic Well-Being of U.S. Households in 2017 was recently released. The Federal Reserve Board’s Division of Consumer Affairs 5th annual Survey of Household Economics…

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Bonds Are Dead…Again?

Written by Richard Rosso | Oct, 10, 2018

Not trying to be a wet blanket here, but c’mon. Again?  Maybe the line I’m walkin’ needs to be crossed. Too early to say. The pros in this business who believe…

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3-Steps To A Successful Open Enrollment – Part 2

Written by Richard Rosso | Sep, 26, 2018

In Part 1,  I sought to help RIA readers understand the importance of selecting and rethinking a healthcare employer benefits option that should serve more as a “healthcare-in-retirement” account. A…

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3-Steps To A Successful Open Enrollment – Part 1

Written by Richard Rosso | Sep, 19, 2018

It’s almost that time again. Another year, another window of opportunity to select employer benefits options for the upcoming new year. How do American workers feel about open enrollment season?…

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8-Steps To Fiscal Fitness

Written by Richard Rosso | Sep, 12, 2018

Autumn is the period of transition from summer to winter; a time of harvest. Use the season to breathe fresh perspective into your finances and prepare for a prosperous 2019….

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Why Your Credit Score Just Improved

Written by Richard Rosso | Aug, 22, 2018

Are you one of the 8 million consumers who noticed a credit score improvement and wondered how it happened? Here’s the scoop: Beginning in March 2015, The National Consumer Assistance…

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The Name Game: Advisor Or Adviser

Written by Brent Clanton | Aug, 10, 2018

By Brent Clanton, Executive Producer of “The Real Investment Hour” What’s in a name? Apparently, in these troubled times, nuances mean a lot–especially if you’re concerned about the connotations that…

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Planting The Seeds For A Financial Harvest

Written by Richard Rosso | Aug, 8, 2018

Since the age of 16, my daughter has worked summer jobs. She’s been a waitress, a hostess. A cashier at the local HEB supermarket. This isn’t a topic we’ve discussed…

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