With the current economic expansion already extremely long, even by historical standards, there is a rising risk that record low unemployment most likely won’t stay that way forever. Could your…
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Abhorrent income inequality along with issues related to social safety nets like Social Security are political hot potatoes. They should be considered human issues. I’m certain that most readers regardless…
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Saving for retirement isn’t perfect nor as easy as most financial pundits make it appear. Certainly, people with steeled fiscal resolve exist; those not diverted by a major financial life…
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In this 4-part RIA series, I urge investors to develop their “Gut Box,” and not remain blindfolded to the stories that are churned out by Wall Street and regurgitated by…
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“Some people boast of selling at the top of the market and buying at the bottom – I don’t believe this can be done.” – Bernard Baruch. In Part 1, I…
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Maybe you don’t like a lot of fuss as an investor, and you want to buy-and-hold a simple portfolio for the long term. That’s fine, but you do have to…
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In a popular Netflix movie, Sandra Bullock and two children seek to escape an ominous force that motivates observers to commit suicide. Victims stare into nothing, hear voices of deceased…
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We do a lot of financial planning with fancy software for clients at RIA Advisors. We think a financial plan is the basis for someone having a successful financial life….
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Baseball Hall of Famer and sage, Yogi Berra, once said, “It’s tough to make predictions, especially about the future.” But, as Morningstar’s Christine Benz notes, plugging in a return forecast…
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As we are now in to day 26 of the government shutdown, the 800,000 federal employees and contractors being used as political pawns go without their first paycheck. This whole…
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Business Insider is prolific with the number of reading lists they produce every year. What books grace Jamie Dimon’s nightstand? Which titles motivate Warren Buffett? Granted, there are respectable fiction…
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Bear markets characteristically align with economic contraction. In his seminal tome – “Anatomy of the Bear – Lessons from Wall Street’s Four Great Bottoms,” which should be required reading for…
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“Present time is very brief, so brief indeed, that to some there seems to be none; for it is always in motion, it ever flows and hurries on; it ceases…
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The concept was so simple it was genius. Create a fund that mirrors the stocks of the S&P 500. In 1974, Nobel prizewinning economist Paul Samuelson suggested the concept, a…
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Nobody ever said that saving money is easy. All of us leave a daily spending trail. Rarely, do we analyze the financial impact, positive or negative, of simple things like…
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Passive, In Reality Is Active, Sometimes RADIOactive. The ‘passive’ revolution we’re witnessing is to provide a portfolio solution which is based on the demand for the products, regardless of how…
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The Federal Reserve Report on the Economic Well-Being of U.S. Households in 2017 was recently released. The Federal Reserve Board’s Division of Consumer Affairs 5th annual Survey of Household Economics…
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The FIRE (Financial Independence Retire Early) Movement is literally on “fire” after Suze Orman recently suggested that one would need $5 million if they wanted to retire early. “You need at…
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“We gathered on porches; the moon rose; we were poor. And time went by, drawn by slow horses. Somewhere beyond our windows shone the world. The Great Depression had entered…
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Not trying to be a wet blanket here, but c’mon. Again? Maybe the line I’m walkin’ needs to be crossed. Too early to say. The pros in this business who believe…
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