Financial Friction Burns Wealth.
Written by Richard Rosso | Apr 29, 2020There are 5 ways financial friction destroys wealth. What you need to know.
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#FPC: Should You Do A Roth-Conversion & Other Top Planning Questions
Written by Danny Ratliff | Apr 10, 2020Should you do a ROTH IRA conversion, take money out of your 401k plan, delay an RMD. These are all the questions, and more, we are answering this week in Financial Planning Corner.
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Anatomy of The Bear. Lessons from Russell Napier.
Written by Richard Rosso | Apr 1, 2020Russell Napier’s classic tome “Anatomy of the Bear” is a mandatory study for every financial professional and investor who seeks to understand not only how damaging bear markets can be but also the traits which mark their bottoms. Every bear market from 1921, 1932, 1949 and 1982, all carried several common traits which can help identify when their over.
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America: WILL WE FINALLY LEARN A LESSON?
Written by Richard Rosso | Mar 24, 2020If as households we do crumble financially yet another time, will this ‘outlier’ event finally teach us a valuable lesson? How many Black Swans must we endure to work diligently, effortlessly, to shore up our family’s finances?
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#FPC: Tips For A Volatile Market
Written by Lance Roberts | Mar 6, 2020It seems like the sky is falling, it always does when we get into one of these environments, but fret not we’ve been here before. The question is what will you do different this time around?
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Three Ways to Avoid the ‘Lost Highway’ of Financial ‘Advice.’
Written by Richard Rosso | Mar 4, 2020On the road to personal financial milestones, investors aspire to reach multiple destinations that are important to them – whether it’s saving for a college education or retirement, we all seek to assess the risks. Here’s three to avoid.
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#FPC: Dave Ramsey Is Right & Very Wrong About Permanent Life Insurance (Pt. 2)
Written by Danny Ratliff | Feb 21, 2020Why Dave Ramsey is right, but also VERY wrong about the use of Permanent Life insurance in your financial and retirement planning process. You could be leaving a LOT of tax-free income on the table for your retirement.
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6 Considerations for Long-Term Care Coverage.
Written by Richard Rosso | Feb 19, 2020Retirement care analysis is a deep dive into the overall retirement planning process. Unlike income planning, retirement care planning requires us to face our inevitable physical limitations and the toll it can have on personal finances along with the negative ripple effects on wealth and health of loved ones.
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#FPC: Dave Ramsey Is Right & Very Wrong About Permanent Life Insurance (Pt. 1)
Written by Danny Ratliff | Feb 14, 2020Why Dave Ramsey is right, but also VERY wrong about the use of Permanent Life insurance in your financial and retirement planning process. You could be leaving a LOT of tax-free income on the table for your retirement.
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#FPC: 5-Things You Aren’t Being Told About HSA’s.
Written by Danny Ratliff | Feb 7, 2020With the passage of the SECURE ACT and the death of the STRETCH IRA there has been a lot of noise about HSA’s. You can use an HSA as an investment vehicle and get a triple tax benefit.
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Where’s the Adult Merit Badge for Super Savers?
Written by Richard Rosso | Feb 5, 2020Super Savers are a special breed.They are not concerned about keeping up impressions; they exist outside the mainstream of seductive consumerism. Call it a mindset. Whatever it is, those who fall into this category or save 20% or more of their income on a consistent basis are members of an elite group who strive for early financial independence.
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#FPC: What You Have In Common With Kobe Bryant & Chandler Parsons
Written by Danny Ratliff | Jan 31, 2020You may have more in common with Kobe Bryant and Chandler Parsons that you know. No one expects the worst to happen, but not being prepared can be devastating to your families future financially.
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#FPC: New Advisors: Stop Doing These Two Things.
Written by Richard Rosso | Jan 24, 2020The higher stocks ride a glide path of zero volatility, the greater the risks for investors and their financial partners to fall victim to overconfidence. After all, we are human; when it comes to money and emotions our brains are no smarter than a lizard’s.
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FPC: Do You Have A “Financial Vulnerability” Cushion?
Written by Danny Ratliff | Jan 18, 2020Financial planning corner is a weekly topic on everything related to Financial planning. From maximizing social security, doing the right things for Medicare, and how to pay less in taxes today and in retirement.
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Rosso’s 2020 Reading List – Part II
Written by Richard Rosso | Jan 16, 2020“A reader lives a thousand lives before he dies… The man who never reads lives…
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FPC: All The Numbers You Need To Know For 2020
Written by Lance Roberts | Jan 11, 2020REGISTER NOW for our most popular workshop: THE RIGHT LANE RETIREMENT CLASS The Westin Austin…
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Financial Planning Corner: A Change To RMD’s For Post-49’ers
Written by Danny Ratliff | Jan 4, 2020Happy New Year from RIA Advisors Planning Corner! As we wind down the holiday season…
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Rosso’s 2020 Reading List
Written by Richard Rosso | Jan 1, 2020Let’s be reasonable and add an eighth day to the week that is devoted exclusively…
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Financial Planning Corner: What You Need To Know About The SECURE Act
Written by Danny Ratliff | Dec 21, 2019All you need to know about the SECURE ACT, a Required Minimum Distribution reminder and…
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The SECURE Act: It’s Reality & What You Need To Know
Written by Richard Rosso | Dec 18, 2019Like a thief in the night, in a rare bipartisan agreement, Congress passed the Setting …
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It’s a Wonderful Time of Year to Face Financial Ghosts.
Written by Richard Rosso | Dec 11, 2019What are your ghosts? Ghosts of the past are notorious for creeping into the present,…
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Never Forget These 10 Investment Rules.
Written by Richard Rosso | Dec 4, 2019“Psychology is probably the most important factor in the markets, and one that is least…
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10 Financial Planning Rules You Shouldn’t Ignore.
Written by Richard Rosso | Nov 6, 2019Financial planning is misunderstood. Ask consumers or brokers what financial planning means to them and…
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Medicare Advantage? A Couple of Things To Consider
Written by Richard Rosso | Oct 30, 2019It’s that time of year again. Medicare Open Enrollment season began October 15 and runs…
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3 Tips To Avoid A “Save Taxes NOW!” Mentality
Written by Richard Rosso | Oct 16, 2019We scramble to do whatever we can to save on taxes. Unfortunately, there’s little firepower…
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Portfolio Returns Are The Least Of Your Worries
Written by Richard Rosso | Oct 2, 2019At RIA – through the blog and in meetings with clients and readers who require…
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5-Things Your Broker Wont Tell You – Part 4
Written by Richard Rosso | Sep 18, 2019Social Security is America’s pension. Without Social Security included as part of a retirement income…
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5-Things Your Broker Will Ignore – Part 3
Written by Richard Rosso | Sep 4, 2019At our extensive Retirement Right Lane Classes which fill seats all over Houston, our planning…
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5-Things Your Broker Wont Tell You – Part 2
Written by Richard Rosso | Aug 21, 2019Valuations Matter. As I mentioned briefly in Part 1 of the series, investors about to…
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5-Things Your Broker Will Ignore – Part 1
Written by Richard Rosso | Aug 14, 2019Investors mistakenly believe their financial partners are students of holistic financial planning. Outside of sell-side…
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