Category Archives: Financial Planning

Social Security IS America’s Pension

Written by Richard Rosso | Mar, 6, 2019

Abhorrent income inequality along with issues related to social safety nets like Social Security are political hot potatoes. They should be considered human issues. I’m certain that most readers regardless…

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5-Things To Do Before Retirement

Written by Richard Rosso | Feb, 20, 2019

Saving for retirement isn’t perfect nor as easy as most financial pundits make it appear. Certainly, people with steeled fiscal resolve exist; those not diverted by a major financial life…

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It’s Not A Bad Time To Rebalance

Written by John Coumarianos | Feb, 5, 2019

Maybe you don’t like a lot of fuss as an investor, and you want to buy-and-hold a simple portfolio for the long term. That’s fine, but you do have to…

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Your Back-Of-The-Envelope Financial Plan

Written by John Coumarianos | Jan, 21, 2019

We do a lot of financial planning with fancy software for clients at RIA Advisors. We think a financial plan is the basis for someone having a successful financial life….

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Morningstar’s Christine Benz On Return Forecasts

Written by John Coumarianos | Jan, 16, 2019

Baseball Hall of Famer and sage, Yogi Berra, once said, “It’s tough to make predictions, especially about the future.” But, as Morningstar’s Christine Benz notes, plugging in a return forecast…

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What Can We Learn From A Shutdown?

Written by Danny Ratliff | Jan, 16, 2019

As we are now in to day 26 of the government shutdown, the 800,000 federal employees and contractors being used as political pawns go without their first paycheck. This whole…

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Rosso’s 2019 Reading List

Written by Lance Roberts | Jan, 9, 2019

Business Insider is prolific with the number of reading lists they produce every year. What books grace Jamie Dimon’s nightstand? Which titles motivate Warren Buffett? Granted, there are respectable fiction…

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Bear Market Awareness Checklist

Written by Richard Rosso | Jan, 3, 2019

Bear markets characteristically align with economic contraction. In his seminal tome – “Anatomy of the Bear – Lessons from Wall Street’s Four Great Bottoms,” which should be required reading for…

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3-Dangers Of Indexing

Written by Richard Rosso | Nov, 21, 2018

The concept was so simple it was genius. Create a fund that mirrors the stocks of the S&P 500.  In 1974, Nobel prizewinning economist Paul Samuelson suggested the concept, a…

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Rosso: 4-Simple Steps To Save Money

Written by Lance Roberts | Nov, 7, 2018

Nobody ever said that saving money is easy. All of us leave a daily spending trail. Rarely, do we analyze the financial impact, positive or negative, of simple things like…

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Fed’s Survey Of Economic (Un)Well-Being

Written by Richard Rosso | Oct, 24, 2018

The Federal Reserve Report on the Economic Well-Being of U.S. Households in 2017 was recently released. The Federal Reserve Board’s Division of Consumer Affairs 5th annual Survey of Household Economics…

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Bonds Are Dead…Again?

Written by Richard Rosso | Oct, 10, 2018

Not trying to be a wet blanket here, but c’mon. Again?  Maybe the line I’m walkin’ needs to be crossed. Too early to say. The pros in this business who believe…

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