We are in the winter of household finances. The “Fourth Turning” is upon us, as we explore how to navigate an uncertain future and maintain financial stability.
>> Read More
There are 5 ways financial friction destroys wealth. What you need to know.
>> Read More
Should you do a ROTH IRA conversion, take money out of your 401k plan, delay an RMD. These are all the questions, and more, we are answering this week in Financial Planning Corner.
>> Read More
Russell Napier’s classic tome “Anatomy of the Bear” is a mandatory study for every financial professional and investor who seeks to understand not only how damaging bear markets can be but also the traits which mark their bottoms. Every bear market from 1921, 1932, 1949 and 1982, all carried several common traits which can help identify when their over.
>> Read More
If as households we do crumble financially yet another time, will this ‘outlier’ event finally teach us a valuable lesson? How many Black Swans must we endure to work diligently, effortlessly, to shore up our family’s finances?
>> Read More
It seems like the sky is falling, it always does when we get into one of these environments, but fret not we’ve been here before. The question is what will you do different this time around?
>> Read More
On the road to personal financial milestones, investors aspire to reach multiple destinations that are important to them – whether it’s saving for a college education or retirement, we all seek to assess the risks. Here’s three to avoid.
>> Read More
Why Dave Ramsey is right, but also VERY wrong about the use of Permanent Life insurance in your financial and retirement planning process. You could be leaving a LOT of tax-free income on the table for your retirement.
>> Read More
Retirement care analysis is a deep dive into the overall retirement planning process. Unlike income planning, retirement care planning requires us to face our inevitable physical limitations and the toll it can have on personal finances along with the negative ripple effects on wealth and health of loved ones.
>> Read More
Why Dave Ramsey is right, but also VERY wrong about the use of Permanent Life insurance in your financial and retirement planning process. You could be leaving a LOT of tax-free income on the table for your retirement.
>> Read More
With the passage of the SECURE ACT and the death of the STRETCH IRA there has been a lot of noise about HSA’s. You can use an HSA as an investment vehicle and get a triple tax benefit.
>> Read More
Super Savers are a special breed.They are not concerned about keeping up impressions; they exist outside the mainstream of seductive consumerism. Call it a mindset. Whatever it is, those who fall into this category or save 20% or more of their income on a consistent basis are members of an elite group who strive for early financial independence.
>> Read More
You may have more in common with Kobe Bryant and Chandler Parsons that you know. No one expects the worst to happen, but not being prepared can be devastating to your families future financially.
>> Read More
The higher stocks ride a glide path of zero volatility, the greater the risks for investors and their financial partners to fall victim to overconfidence. After all, we are human; when it comes to money and emotions our brains are no smarter than a lizard’s.
>> Read More
Financial planning corner is a weekly topic on everything related to Financial planning. From maximizing social security, doing the right things for Medicare, and how to pay less in taxes today and in retirement.
>> Read More
“A reader lives a thousand lives before he dies… The man who never reads lives…
>> Read More
REGISTER NOW for our most popular workshop: THE RIGHT LANE RETIREMENT CLASS The Westin Austin…
>> Read More
Happy New Year from RIA Advisors Planning Corner! As we wind down the holiday season…
>> Read More
Let’s be reasonable and add an eighth day to the week that is devoted exclusively…
>> Read More
All you need to know about the SECURE ACT, a Required Minimum Distribution reminder and…
>> Read More
Like a thief in the night, in a rare bipartisan agreement, Congress passed the Setting …
>> Read More
What are your ghosts? Ghosts of the past are notorious for creeping into the present,…
>> Read More
“Psychology is probably the most important factor in the markets, and one that is least…
>> Read More
Financial planning is misunderstood. Ask consumers or brokers what financial planning means to them and…
>> Read More
It’s that time of year again. Medicare Open Enrollment season began October 15 and runs…
>> Read More
We scramble to do whatever we can to save on taxes. Unfortunately, there’s little firepower…
>> Read More
At RIA – through the blog and in meetings with clients and readers who require…
>> Read More
Social Security is America’s pension. Without Social Security included as part of a retirement income…
>> Read More
At our extensive Retirement Right Lane Classes which fill seats all over Houston, our planning…
>> Read More
Valuations Matter. As I mentioned briefly in Part 1 of the series, investors about to…
>> Read More
