Rising health care costs are a formidable challenge which requires ongoing vigilance. Preventative measures which include a regimen of regular exercise and smart eating habits can go a long way…
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I’m sure your financial partner is a well-meaning individual. I’m also certain the professionals chosen to assist with growing and protecting your wealth are doing what is acceptable per what…
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The financial terrain is strewn with robust fables cleverly disguised as facts. The setbacks to financial security due to stock market returns never realized, the precious time and human capital…
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The effects of Hurricane Harvey are going to linger for years, likely decades. According to the Consumer Federation of America, approximately 80% of those affected by flood damage do not…
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I am obsessed with disaster movies. I’m still taken by cinema epics that drive reality to the breaking point. Fictional events that push characters up against a wall, compel them…
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According to a recent study by Bankrate.com, only 13% of millennials said they’d invest in the stock market. Cash is king. Naturally, this phenomenon has the majority of Wall Street…
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“With every new wave of optimism or pessimism, we are ready to abandon history and time-tested principles, but we cling tenaciously and unquestioningly to our prejudices.” ― Benjamin Graham, The Intelligent Investor…
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Don’t believe this bull cycle is going to end, or at least pause? Ready to believe this is closer to the fourth and not the ninth inning? You’re not alone….
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November 30, 1989, I remember it like it was yesterday. I was 8 years old, in Miss Duke’s 2nd grade class at Inwood Elementary in Houston, TX. Little did I…
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Super savers march to a different drummer. Impetuous financial decisions are not in their DNA. They exist outside the mainstream of consumerism. These hyper-savers have a unique ability to delay…
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With the current health care bill yo-yoing between picking up momentum and flaming out altogether there has been a lot of noise about Health Savings Accounts or HSA’s for short….
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You’ve done all the right things. There was that formal retirement analysis 5-7 years before your anticipated target date, a consistent plan of saving, investing, and portfolio risk management coupled…
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“The emergence of money manager capitalism means that the financing of the capital development of the economy has taken a back seat to the quest for short-run total returns.” –…
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At Real Investment Advice, we have revised the staid definition of diversification so that investors will not be caught off guard by what the financial industry preaches. Read: Never Look…
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The following guide was authored by both Richard Rosso, CFP, CIMA and Danny Ratfliff, CFP, ChFC. Guardrails are forged to prevent navigators from veering off course. Financially, it’s easy to…
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I’ve just embarked on a new journey. Not a new career. Not a new job title or even a greater income. (Well at least for now, I hope.) What I…
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The first year in retirement is a form of rebirth. I deem it the black hole. A period that’s a bit exciting, somewhat disconcerting, but eventually a clear perspective is…
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“You’re going to die if you stay there.” In 2011, I was being ripped apart by internal conflict. My physical health was in decline; mentally, the daily stress of my…
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Johnny Maestro never gave up. Born on New York’s Lower East Side to a lower-middle class Italian family, humble beginnings singing acapella in city subways in the early 1950s, Johnny…
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The financial services industry is headed for the greatest debate in recent history. Regardless of what occurs from here –a continued stock market bullish trend or reversion to long-term averages…
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