Nobody ever said that saving money is easy. All of us leave a daily spending trail. Rarely, do we analyze the financial impact, positive or negative, of simple things like…
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Passive, In Reality Is Active, Sometimes RADIOactive. The ‘passive’ revolution we’re witnessing is to provide a portfolio solution which is based on the demand for the products, regardless of how…
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The Federal Reserve Report on the Economic Well-Being of U.S. Households in 2017 was recently released. The Federal Reserve Board’s Division of Consumer Affairs 5th annual Survey of Household Economics…
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The FIRE (Financial Independence Retire Early) Movement is literally on “fire” after Suze Orman recently suggested that one would need $5 million if they wanted to retire early. “You need at…
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“We gathered on porches; the moon rose; we were poor. And time went by, drawn by slow horses. Somewhere beyond our windows shone the world. The Great Depression had entered…
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Not trying to be a wet blanket here, but c’mon. Again? Maybe the line I’m walkin’ needs to be crossed. Too early to say. The pros in this business who believe…
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In Part 1, I sought to help RIA readers understand the importance of selecting and rethinking a healthcare employer benefits option that should serve more as a “healthcare-in-retirement” account. A…
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It’s almost that time again. Another year, another window of opportunity to select employer benefits options for the upcoming new year. How do American workers feel about open enrollment season?…
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Autumn is the period of transition from summer to winter; a time of harvest. Use the season to breathe fresh perspective into your finances and prepare for a prosperous 2019….
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The longer one lives, the mustier the memories. I often ponder the past; it makes me sad how as years go on, personal events regardless of pain or pleasure, dissolve…
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Are you one of the 8 million consumers who noticed a credit score improvement and wondered how it happened? Here’s the scoop: Beginning in March 2015, The National Consumer Assistance…
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By Brent Clanton, Executive Producer of “The Real Investment Hour” What’s in a name? Apparently, in these troubled times, nuances mean a lot–especially if you’re concerned about the connotations that…
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Since the age of 16, my daughter has worked summer jobs. She’s been a waitress, a hostess. A cashier at the local HEB supermarket. This isn’t a topic we’ve discussed…
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As I noted in this past weekend’s newsletter, I am on a much-needed family vacation this week. However, I would be remiss if I did not relay some of my…
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(A previous version of this article appeared on MarketWatch on July 29, 2017.) On July 1, the New York Mets sent a check to a former player, Bobby Bonilla, for…
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As a small child, Washington yearned to be a British officer. While other children were playing games, doing what children do, Washington gravitated to rigorous study of famous battles as…
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Imagine two portfolios, A and B, worth $100 each. In the first time period, portfolio A gains 90% and Portfolio B loses 90%. So A is worth $190 and B…
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If you own an individual stock, can you say how much revenue its underlying business realized last year? Can you say what its operating margin was? Can you say what…
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In Part 1, I shared several ideas for ambitious Millennials who seek to make retirement in their mid-fifties a reality. Those who take the initiative to retire early, especially close…
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A TD Ameritrade poll of 1,500 Millennials (those born 1981-1996 according to Pew Research Center), outlines how Millennials’ expectations about retirement age may be too ambitious. They expect to retire…
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