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Financial Planning

Rosso’s Top 2025 Reads and Holiday Gift Idea.

Richard Rosso, CFP shares his recommended reading list for 2025. A solid library of literary insight can lead to more prosperous financial results.

What Is A Financial Advisor? Consider These Seven Concepts.

Richard Rosso, CFP shares his recommended reading list for 2021. A solid library of literary insight can lead to more prosperous financial results.

Raising Money-Smart Kids: Part Three.

Raising Money-Smart Kids: Part Three and the last of the series outlines unique exercises and money conversation starters for parents. I understand how we feel we need to be TikTok stars to get our kids’ attention these days, but as […]

Raising Money-Smart Kids: Part Two.

Raising Money-Smart Kids: Part Two outlines action items to help parents adjust their children’s money personalities. If readers recall, I outlined the four types of money scripts and how parents can identify them through a simple online exercise. Here is […]

Five Ways to Raise Money-Smart Kids: Part One.

In Five Ways to Raise Money-Smart Kids: Part One, I explore practical methods and teachable moments to help young children and teens build their fiscal muscles with ongoing help from mom and dad. First, financial literacy is fair or average […]

The Retirement Transition Plan: Day One.

The Retirement Transition Plan: Day One is a blueprint for moving forward in your new retirement adventure. First, keeping a foothold on the habits of a working past is a vital psychological comfort factor for new retirees. Those who passionately […]

SECURE Act 2.0. What Investors Need To Know.

As a small part of the recent omnibus bill, the SECURE Act 2.0 is now a reality. Investors need to know about H.R. 2954 and additional provisions to enhance retirement readiness. The SECURE Act 2.0 is the combination of three […]

Three Ways to Navigate 2023’s Greatest Unknowns.

Richard Rosso, CFP shares his recommended reading list for 2021. A solid library of literary insight can lead to more prosperous financial results.

Three Ideas to Tackle Financial Ghosts.

Is money distress part of your life? Do the dollars & cents of poor decisions past sneak up on you and rattle around your house like chains? What if I could provide three ideas to tackle 2022’s financial ghosts and […]

Rosso’s Top Five 2023 Reads and Gift Book Ideas

Richard Rosso, CFP shares his recommended reading list for 2021. A solid library of literary insight can lead to more prosperous financial results.

Ten Steps, Ten Years to Retirement.

Retirement crossroads are defining moments. For some, it's the mental crossover anxiety that occurs when leaving a career. For others, it's the impact of health or personal issues. Whatever it is, true character is revealed.

Bank-Bailout-2

Six Lessons for the Bank of Mom and Dad.

Retirement crossroads are defining moments. For some, it's the mental crossover anxiety that occurs when leaving a career. For others, it's the impact of health or personal issues. Whatever it is, true character is revealed.

Ivana Trump’s Money Lessons for Older Americans.

Retirement crossroads are defining moments. For some, it's the mental crossover anxiety that occurs when leaving a career. For others, it's the impact of health or personal issues. Whatever it is, true character is revealed.

Secure Act 2.0. How Will it Affect Your Retirement?

The Secure Act and all its iterations over the last few years remind me of the Terminator movies. After a while, you don’t care because it’s always the same plot with minor tweaks.  Secure Act 2.0 will affect your retirement, […]

Looking to ‘Unretire?’ Four Important Steps to Consider.

Unretirement: The reversal of retirement due to extenuating circumstances because, as humans, we go through change, and sometimes life gets in the way. So, if you’re looking to unretire, there are four important steps to consider. Keep in mind that […]

stock_market

Want Double-Digit Returns? Hold Cash.

So, you want double-digit returns in 2022? Hold cash. Sounds crazy, I know. Especially today with the mainstream financial media headlines and big shots like Ray Dalio, who laments how ravaged cash is due to inflation. While that is indeed […]

Five of the Best Money Ideas for 2022

When I query my Magic 8 Ball about major financial decisions, it rarely disappoints. Frankly, the track record for correct responses stands at 80%. Not too shabby. I received a resounding YES ABSOLUTELY to the following best money ideas for […]

Why Conversations About Money Are The Greatest Gifts.

I own the first edition of Works of Washington Irving (circa 1900), published by T.Y. Crowell & Co. One of my favorite essays inspired me to write why conversations about money are the greatest gifts. An observation of the holiday […]

10 Smart Money Moves to Make Right Now.

2021 isn’t over yet. So here are 10 smart money moves to make right now. Saving money should be a year-round endeavor, but life gets in the way just like anything else. So with 2021 coming to a swift, thankful […]

The Fed Must End Its Love Affair With The Markets.

The Fed must end its long-running love affair with the markets. It needs to be over, and here are several reasons why the Fed needs to end it. In 1977, the band Fleetwood Mac released one of its most successful […]

Ignoring Medicare Open Enrollment Can Cost You.

Ignoring Medicare Open Enrollment can cost you. With the Annual Enrollment Period coming, it’s essential to spend a couple of hours doing homework. The time spent could save you hundreds of dollars in premiums.  Open enrollment begins on October 15 […]

Filing For College Aid? Here Are The Mistakes That Will Cost You.

October 1st is here and its time to start your College Aid (FAFSA) application. But, are you sure what to do? The mistakes you make could cost you $1000’s of dollars. Even worse your student may not be able to […]

In this post we discuss ways to increase spending in retirement as well as a variety of other retirement planning tips.

5 Ways To Increase Spending in Retirement

The guide to Post-Pandemic Retirement in 2021 is designed to help industry professionals make clear choices in the face of transition whether it's to retirement or another career.

In this post we discuss ways to increase spending in retirement as well as a variety of other retirement planning tips.

The Guide to Post-Pandemic Retirement in 2021

The guide to Post-Pandemic Retirement in 2021 is designed to help industry professionals make clear choices in the face of transition whether it's to retirement or another career.

Medicare Set Aside Mistakes: Don’t Make These Errors!

The topic of Medicare Set Aside doesn't arise often. However, it's important to understand their benefits, how they work and mistakes that can affect future Medicare coverage.  Also, be thankful Medicare Set Aside is not familiar terminology because it means you haven't been part of a worker's compensation or personal liability settlement due to an injury that can possibly last a lifetime.

Three Money Lessons From George Washington.

Three money lessons from George Washington? Seriously? Well, who better to inspire readers before the Fourth of July holiday weekend?

History and Our Emotions Tell Us It’s Not Different This Time.

My adventure to prove it isn't different this time always returns me to books. Most of them written from 50 to over 100 years ago.

Business Owners: Max Tax Deductions & Improve Employee Loyalty

As a business owner, how can you maximize your tax deductions and improve employee loyalty at the same time? Tom Allen digs into the benefits of 401k plans.

Three Ways To Teach Your Kids To Invest Smart.

Three ways to teach your kids to invest "smart" is something I take to heart because at 22 years old, I still assist my daughter in navigating the financial landscape.

The Retirement Crossroads – What Will You Do?

Retirement crossroads are defining moments. For some, it's the mental crossover anxiety that occurs when leaving a career. For others, it's the impact of health or personal issues. Whatever it is, true character is revealed.

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