Category Archives: Financial Planning

A Day At The Beach, Part 1

Written by John Coumarianos | Mar, 19, 2018

I’ve just returned from the Research Affiliates Advisor Symposium in Newport Beach, California last week. If the cloudy and sometimes rainy weather disappointed some of the attendees, the conference itself…

> Read More

Projections Are Imprecise, But Not Useless

Written by John Coumarianos | Mar, 8, 2018

It seems banal to say, but financial planning requires return projections or estimates. If you’re saving money for a goal like retirement, sending a child to college, buying a home,…

> Read More

Quick Take: How Do You Compare?

Written by Richard Rosso | Mar, 1, 2018

WalletHub’s 2018’s Best & Worst Cities at Money Management is out! WalletHub, a comprehensive internet source of personal finance data, ranked 2,500 cities based on their financial acumen. Ten key…

> Read More

The One Social Security Myth

Written by Richard Rosso | Feb, 14, 2018

“We can never insure one hundred percent of the population against one hundred percent of the hazards and vicissitudes of life, but we have tried to frame a law which…

> Read More

The “Nastiest, Hardest Problem in Finance”

Written by John Coumarianos | Feb, 13, 2018

Should retirees own any stocks? It seems ridiculous to ask that question. Of course, they should. People are living longer than ever before and need higher returns on their assets…

> Read More

To Increase Earning Power – Sell Yourself

Written by Richard Rosso | Jan, 31, 2018

Authored by Byron Kidder and Richard Rosso, CFP The U.S. personal saving rate has dropped to 2.4%. The lowest since August 2005. Per the Federal Reserve Bank of New York…

> Read More

What’s Your Hurdle Rate?

Written by Danny Ratliff | Jan, 19, 2018

Want to exceed your financial goals? Understand your hurdle rate The ringing in of a New Year brings a sense of hope for the future and closure of the past….

> Read More

Really Want To Understand Inflation?

Written by Richard Rosso | Jan, 17, 2018

Take It Personally It was a real electronic beauty. One of the finest CB radios on the market. Metal smooth around the edges. Simulated woodgrain; swirly, rich blends of chestnut…

> Read More

Rosso’s Reading List For 2018

Written by Richard Rosso | Jan, 10, 2018

Thanks to Funeral Man, I am an avid reader. Funeral man would lament. In the heat of summer, in the shade of a blood-red plush entrance to one of the…

> Read More

Bitcoin: Investment Or Speculation? Let’s Talk

Written by Richard Rosso | Dec, 13, 2017

“People often make suboptimal decisions for a variety of reasons, including incomplete accounting of costs and benefits, partial risk understanding, and flawed assumptions regarding the probabilities of various outcomes.” – Boombustology:…

> Read More

9-Year End Money Moves To Make Now

Written by Richard Rosso | Dec, 6, 2017

The week after Christmas begins with thoughts of lofty resolutions dancing around in our heads along with high expectations for success through the new year. There lies the great opportunity…

> Read More