Category Archives: Financial Planning

The Greatest Financial Mismatches In History

Written by Richard Rosso | May, 16, 2018

The spectacle of modern investment markets has sometimes moved me towards the conclusion that to make the purchase of an investment permanent and indissoluble, like marriage, except by reason of…

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The Pre-Retirement Preparation Checklist

Written by Richard Rosso | May, 10, 2018

Are you prepared? Most important: Are you aware? Aware of the common mishaps and misperceptions that may curtail a happy & healthy retirement? The Real Investment Advice and Clarity Financial…

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Investors Must Be Their Own Fiduciaries

Written by Richard Rosso | Apr, 25, 2018

The latest confusion front-and-center in financial industry news is how the SEC is seeking to define how the brokerage business should consider clients’ interests first. The latest attempt to create…

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Americans Used To Be Savers

Written by Richard Rosso | Apr, 12, 2018

  An article, a reflection of his childhood, The Financial Times’ Berlin Correspondent Tobias Buck recently wrote of Germany’s immutable obsession with saving money. His behind-the-scenes account of piggy banks…

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The Other Face Of Risk – Bonds

Written by John Coumarianos | Mar, 29, 2018

Usually, when it’s a good time to own high quality intermediate term bonds – those that serve as workhorses of most investors’ portfolios, it’s a bad time to own “high…

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A Day At The Beach, Part 1

Written by John Coumarianos | Mar, 19, 2018

I’ve just returned from the Research Affiliates Advisor Symposium in Newport Beach, California last week. If the cloudy and sometimes rainy weather disappointed some of the attendees, the conference itself…

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Projections Are Imprecise, But Not Useless

Written by John Coumarianos | Mar, 8, 2018

It seems banal to say, but financial planning requires return projections or estimates. If you’re saving money for a goal like retirement, sending a child to college, buying a home,…

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Quick Take: How Do You Compare?

Written by Richard Rosso | Mar, 1, 2018

WalletHub’s 2018’s Best & Worst Cities at Money Management is out! WalletHub, a comprehensive internet source of personal finance data, ranked 2,500 cities based on their financial acumen. Ten key…

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The One Social Security Myth

Written by Richard Rosso | Feb, 14, 2018

“We can never insure one hundred percent of the population against one hundred percent of the hazards and vicissitudes of life, but we have tried to frame a law which…

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The “Nastiest, Hardest Problem in Finance”

Written by John Coumarianos | Feb, 13, 2018

Should retirees own any stocks? It seems ridiculous to ask that question. Of course, they should. People are living longer than ever before and need higher returns on their assets…

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To Increase Earning Power – Sell Yourself

Written by Richard Rosso | Jan, 31, 2018

Authored by Byron Kidder and Richard Rosso, CFP The U.S. personal saving rate has dropped to 2.4%. The lowest since August 2005. Per the Federal Reserve Bank of New York…

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